Human Resources Management can offer an effective retirement plan with a defined 401(k) or similar package. This generation is important because key talent will be lost if an employer fails to retain these workers. According to SHRM, 4,143 full-time and part-time workers were interviewed in February and March 2014; show total household retirement savings of $127,000 (estimated median, up from $75,000 in 2007, but not enough to meet the retirement needs of Baby Boomers (Miller, 2014). An organization can implement thrift savings plans, IRAs and tax-deferred savings plans to retain the necessary talent they need from this generation Observers often describe the loss of Boomers with terms like “crisis,” “devastating,” “tsunami,” and “impending storm” (Paullin, 2014)” that this generation has committed to organizations It would be difficult to replace these workers when human resources management should be open-minded when Baby Boomers benefit in order to retain them